Spirit Lake, IA Real Estate

According to census data in the year 2000 there were 2,025 housing units in Spirit Lake. This represents a 17.1% growth from 1,730 in 1990.

Of those housing units, 2,017 were located in either urbanized areas or urban clusters, and 8 were located in what is classified as a rural area.

Homeownership rate in Spirit Lake is about 70.7%. Spirit Lake's vacancy rate, including seasonal lodging, is about 10.6%. Average household size is 2.3 people.

The majority of houses, apartments or condos in Spirit Lake were built after 1967.


Housing Size

Housing Units by Size
Studio Type0.90%
One Bedroom14.10%
Two Bedrooms34.60%
Three Bedrooms27.80%
Four Bedrooms20.20%
Five Bedrooms or more2.40%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.47
Median year structure was built1966
Median Value of occupied units$91,100
Median Price asked for vacant units$74,000

Rented Homes, Apartments and Condos

Average Household Size1.89
Median year structure was built1968
Median Monthly Rent asked for vacant units$390

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage2.30%
Home Equity Loan6.30%
Simple Mortgage52.90%
Debt Free38.60%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs16.4%