Fern Creek, KY Real Estate

According to census data in the year 2000 there were 7,111 housing units in Fern Creek. This represents a 18.6% growth from 5,996 in 1990.

Of those housing units, 7,111 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in Fern Creek is about 76.5%. Fern Creek's vacancy rate, including seasonal lodging, is about 4.9%. Average household size is 2.69 people.

The majority of houses, apartments or condos in Fern Creek were built after 1973.


Housing Size

Housing Units by Size
Studio Type0.50%
One Bedroom5.10%
Two Bedrooms18.20%
Three Bedrooms50.90%
Four Bedrooms22.10%
Five Bedrooms or more3.10%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.77
Median year structure was built1972
Median Value of occupied units$112,800
Median Price asked for vacant units$110,000

Rented Homes, Apartments and Condos

Average Household Size2.42
Median year structure was built1975
Median Monthly Rent asked for vacant units$530

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.50%
Second Mortgage10.90%
Home Equity Loan14.10%
Simple Mortgage53%
Debt Free21.60%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs15.9%