Monticello, KY Real Estate

According to census data in the year 2000 there were 2,743 housing units in Monticello. This represents a 16.2% growth from 2,360 in 1990.

Of those housing units, 2,578 were located in either urbanized areas or urban clusters, and 165 were located in what is classified as a rural area.

Homeownership rate in Monticello is about 59.8%. Monticello's vacancy rate, including seasonal lodging, is about 6.2%. Average household size is 2.31 people.

The majority of houses, apartments or condos in Monticello were built after 1972.


Housing Size

Housing Units by Size
Studio Type0.90%
One Bedroom14.80%
Two Bedrooms28%
Three Bedrooms47.40%
Four Bedrooms7%
Five Bedrooms or more1.90%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.37
Median year structure was built1971
Median Value of occupied units$54,000
Median Price asked for vacant units$35,000

Rented Homes, Apartments and Condos

Average Household Size2.21
Median year structure was built1975
Median Monthly Rent asked for vacant units$228

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.50%
Second Mortgage6.80%
Home Equity Loan3.10%
Simple Mortgage42.30%
Debt Free47.30%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs16.2%