Cumberland, MD Real Estate

According to census data in the year 2000 there were 11,154 housing units in Cumberland. This represents a 2.4% decline from 11,431 in 1990.

Of those housing units, 11,047 were located in either urbanized areas or urban clusters, and 107 were located in what is classified as a rural area.

Homeownership rate in Cumberland is about 57.3%. Cumberland's vacancy rate, including seasonal lodging, is about 14.2%. Average household size is 2.2 people.

The majority of houses, apartments or condos in Cumberland were built after 1940.


Housing Size

Housing Units by Size
Studio Type1.50%
One Bedroom18%
Two Bedrooms26%
Three Bedrooms43%
Four Bedrooms8.70%
Five Bedrooms or more2.80%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.38
Median year structure was built1939
Median Value of occupied units$60,600
Median Price asked for vacant units$38,300

Rented Homes, Apartments and Condos

Average Household Size1.95
Median year structure was built1941
Median Monthly Rent asked for vacant units$326

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage3.50%
Home Equity Loan5%
Simple Mortgage43%
Debt Free48.50%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs16.8%