St. Cloud, MN Real Estate

According to census data in the year 2000 there were 23,211 housing units in St. Cloud. This represents a 23.3% growth from 18,828 in 1990.

Of those housing units, 22,796 were located in either urbanized areas or urban clusters, and 415 were located in what is classified as a rural area.

Homeownership rate in St. Cloud is about 56%. St. Cloud's vacancy rate, including seasonal lodging, is about 2.6%. Average household size is 2.4 people.

The majority of houses, apartments or condos in St. Cloud were built after 1973.


Housing Size

Housing Units by Size
Studio Type3.90%
One Bedroom16.30%
Two Bedrooms27.70%
Three Bedrooms29.90%
Four Bedrooms18.50%
Five Bedrooms or more3.80%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.71
Median year structure was built1966
Median Value of occupied units$94,300
Median Price asked for vacant units$111,100

Rented Homes, Apartments and Condos

Average Household Size2
Median year structure was built1978
Median Monthly Rent asked for vacant units$395

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.70%
Second Mortgage8.50%
Home Equity Loan11.60%
Simple Mortgage49.50%
Debt Free29.60%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs16.9%