White Bear Lake, MN Real Estate

According to census data in the year 2000 there were 9,855 housing units in White Bear Lake. This represents a 4.1% growth from 9,465 in 1990.

Of those housing units, 9,855 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in White Bear Lake is about 74.7%. White Bear Lake's vacancy rate, including seasonal lodging, is about 2.2%. Average household size is 2.5 people.

The majority of houses, apartments or condos in White Bear Lake were built after 1966.


Housing Size

Housing Units by Size
Studio Type0.80%
One Bedroom10.20%
Two Bedrooms31.20%
Three Bedrooms40.10%
Four Bedrooms15.10%
Five Bedrooms or more2.60%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.63
Median year structure was built1963
Median Value of occupied units$130,400
Median Price asked for vacant units$350,000

Rented Homes, Apartments and Condos

Average Household Size2.13
Median year structure was built1976
Median Monthly Rent asked for vacant units$916

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.50%
Second Mortgage7.40%
Home Equity Loan13.30%
Simple Mortgage54.20%
Debt Free24.60%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs18.6%