Speculator, NY Real Estate

According to census data in the year 2000 there were 446 housing units in Speculator. This represents a 5.9% decline from 474 in 1990.

Of those housing units, none were located in either urbanized areas or urban clusters, and 446 were located in what is classified as a rural area.

Homeownership rate in Speculator is about 67.5%. Speculator's vacancy rate, including seasonal lodging, is about 66.1%. Average household size is 2.02 people.

The majority of houses, apartments or condos in Speculator were built after 1950.


Housing Size

Housing Units by Size
Studio Type5.60%
One Bedroom9.20%
Two Bedrooms32.10%
Three Bedrooms37.40%
Four Bedrooms10.10%
Five Bedrooms or more5.60%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.28
Median year structure was built1955
Median Value of occupied units$90,600
Median Price asked for vacant units$82,500

Rented Homes, Apartments and Condos

Average Household Size1.47
Median year structure was built1942
Median Monthly Rent asked for vacant units$775

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage0%
Home Equity Loan4.80%
Simple Mortgage33.70%
Debt Free61.40%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs14.9%