St. James, NY Real Estate

According to census data in the year 2000 there were 4,674 housing units in St. James. This represents a 5.6% growth from 4,428 in 1990.

Of those housing units, 4,674 were located in either urbanized areas or urban clusters, and none were located in what is classified as a rural area.

Homeownership rate in St. James is about 89.2%. St. James's vacancy rate, including seasonal lodging, is about 2.5%. Average household size is 2.81 people.

The majority of houses, apartments or condos in St. James were built after 1966.


Housing Size

Housing Units by Size
Studio Type1.30%
One Bedroom10%
Two Bedrooms15.10%
Three Bedrooms38.50%
Four Bedrooms27.60%
Five Bedrooms or more7.50%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.88
Median year structure was built1966
Median Value of occupied units$228,300
Median Price asked for vacant units$255,000

Rented Homes, Apartments and Condos

Average Household Size2.19
Median year structure was built1962
Median Monthly Rent asked for vacant units$1,125

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.60%
Second Mortgage8.10%
Home Equity Loan9.50%
Simple Mortgage51.90%
Debt Free29.90%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs22.9%