Ham Lake, MN Real Estate

According to census data in the year 2000 there were 4,199 housing units in Ham Lake. This represents a 49.3% growth from 2,812 in 1990.

Of those housing units, 2,933 were located in either urbanized areas or urban clusters, and 1,266 were located in what is classified as a rural area.

Homeownership rate in Ham Lake is about 94.2%. Ham Lake's vacancy rate, including seasonal lodging, is about 1.2%. Average household size is 3.07 people.

The majority of houses, apartments or condos in Ham Lake were built after 1981.


Housing Size

Housing Units by Size
Studio Type0.60%
One Bedroom4.40%
Two Bedrooms14.50%
Three Bedrooms44.40%
Four Bedrooms28.70%
Five Bedrooms or more7.30%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size3.13
Median year structure was built1982
Median Value of occupied units$150,300
Median Price asked for vacant units$263,900

Rented Homes, Apartments and Condos

Average Household Size2.1
Median year structure was built1970

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0.20%
Second Mortgage13.10%
Home Equity Loan18.20%
Simple Mortgage57.80%
Debt Free10.70%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs19.3%