Cold Spring, KY Real Estate

According to census data in the year 2000 there were 1,481 housing units in Cold Spring. This represents a 41.5% growth from 1,047 in 1990.

Of those housing units, 1,407 were located in either urbanized areas or urban clusters, and 74 were located in what is classified as a rural area.

Homeownership rate in Cold Spring is about 92.5%. Cold Spring's vacancy rate, including seasonal lodging, is about 1.6%. Average household size is 2.63 people.

The majority of houses, apartments or condos in Cold Spring were built after 1980.


Housing Size

Housing Units by Size
Studio Type0%
One Bedroom2.30%
Two Bedrooms29.10%
Three Bedrooms39.70%
Four Bedrooms26%
Five Bedrooms or more2.90%
As % of Housing Units

Owned Homes, Apartments and Condos

Average Household Size2.65
Median year structure was built1981
Median Value of occupied units$137,800
Median Price asked for vacant units$125,000

Rented Homes, Apartments and Condos

Average Household Size2.34
Median year structure was built1973

Owners Finance Status

Housing Finance
Second Mortgage & Equity Loan0%
Second Mortgage6.50%
Home Equity Loan15.50%
Simple Mortgage49.30%
Debt Free28.60%
As % of Housing Units
Median part of Monthly Household Income dedicated to covering home ownership costs17.8%